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Survey sheet 1 of 4. From ground level to 10,000 ft.

See the whole ground.

One score per fund. One map of everything you hold.

IQ Dragon rates any mutual fund, ETF, or index fund with one Dragon Score from 1 to 100 and shows the five reasons underneath it. It is read-only research: no trades, no custody, no brokerage login.

Create free accountSee how a fund scores

0 ft Ground level: one fund

Example fund A scores 71. Fees cost it the most.

The Dragon Score rates a fund on five weighted dimensions and rolls them into one number from 1 to 100. Hours of prospectus reading become one score, with the five parts shown underneath so you can see why.

Example fund AA US large-cap index ETF

Example data

71Dragon Score, 1 to 100

Expense efficiency gives up 10.4 of its 20 points, more than any other dimension. The fund is sound on performance and manager tenure; its fees hold the score down.

Example fund A is fictional. Past performance is not indicative of future results. IQ Dragon is not a registered investment adviser, broker-dealer, or financial planner. Informational and educational, not personalized advice.

500 ft Five dimensions

One score for the fund. Five reasons underneath it.

Each ring is one dimension. Its width is the points it adds to the score, so a thin ring is where the fund falls short. Move a score to see the peak rise or fall.

Sheet 2 of 4. 500 ft. Example fund A Contour: points added Peak: the Dragon ScoreA reading of what the fund has done, not a forecast of what it will do.

Dragon Score tool

Example fund A, example data

  • 78

    Adds 19.5 of 25 points

  • 76

    Adds 19 of 25 points

  • 48

    Adds 9.6 of 20 points

  • 80

    Adds 12 of 15 points

  • 70

    Adds 10.5 of 15 points

Composite

7170.6 before rounding

Expense efficiency costs it the most: 10.4 points lost.

How each dimension is measured

Past performance is not indicative of future results. IQ Dragon is not a registered investment adviser, broker-dealer, or financial planner. Informational and educational, not personalized advice.

Core sample One filing

A quarterly filing, cut down to what changed.

A 10-Q runs for dozens of pages. IQ Dragon reads it and keeps the few lines that moved: sales, margins, debt, and what management said about the next quarter.

Example company D

Example filing

A fictional maker of industrial pumps. Quarterly report, item 2.

Net sales for the quarter increased 6.0% to $412.0 million from $388.7 million in the same quarter of the prior year. The increase reflects price increases across the municipal water product line, partly offset by lower shipment volumes of replacement parts to industrial customers.

Gross margin decreased 140 basis points to 31.2%, as costs for iron castings and inbound freight rose faster than selling prices.

During the quarter the Company borrowed $60.0 million under its revolving credit facility. The proceeds fund construction of a second assembly plant. The Company expects demand for replacement parts to remain soft in the coming quarter.

  1. Sales rose 6.0%, to $412.0 million. Higher prices on water products did the work. Fewer replacement parts shipped.
  2. Margin fell 1.4 points, to 31.2%. Castings and freight cost more, and prices did not keep up.
  3. Debt rose $60.0 million. The loan pays for a second plant. Management expects demand for replacement parts to stay soft next quarter.

A summary of what the filing says, not a view on what the stock will do.

Read the full example breakdown

Example company D and every figure here are fictional. Past performance is not indicative of future results. IQ Dragon is not a registered investment adviser, broker-dealer, or financial planner. Informational and educational, not personalized advice.

2,000 ft Twelve holdings

Twelve funds can run into the same few rivers.

You enter your holdings by hand. IQ Dragon traces what each fund owns and shows where they flow together. Teal water is money held twice. Select a fund to see which others share its positions.

Sheet 3 of 4. 2,000 ft. Example portfolio Overlap: held by more than one fund Held onceA map of what you hold, not a forecast of where it goes.

Example portfolio

Example data, fictional funds

45%overlap: the share of this portfolio that repeats a position another of its funds already holds.

    Total entered 100%

    Computed in your browser. Nothing is sent. IQ Dragon is not a registered investment adviser, broker-dealer, or financial planner. Informational and educational, not personalized advice.

    10,000 ft The whole portfolio

    From here, concentration is the high ground.

    Every holdings group becomes a ridge as tall as the money in it. The teal core is the part held more than once. A free account shows one aggregate risk score; Premium adds scenario analysis and periodic health reports.

    Sheet 4 of 4. 10,000 ft. Example portfolio Money in the group Held more than onceA map of what you hold, not a forecast of where it goes.
    Overlap
    45%
    Money that repeats a position another fund holds.
    Highest ridge
    27%
    US mega-cap companies
    Weighted volatility
    16.0%
    Three-year history of each group, weighted by what you hold.

    Example data. Past performance is not indicative of future results. IQ Dragon is not a registered investment adviser, broker-dealer, or financial planner. Informational and educational, not personalized advice.

    Survey markers Your watchlist

    Set a line. Hear when a fund crosses it.

    Put a marker on any fund you follow: a Dragon Score it should stay above. When a fund crosses your line, the alert goes to you by email, or by text if you opted in through the form at the foot of this page. Custom thresholds are part of Premium.

    Watchlist

    Example data

    • Example fund AAlert me below 72

      71Crossed

    • Example fund BAlert me below 75

      77Holding

    Example fund A and Example fund B are fictional. IQ Dragon is not a registered investment adviser, broker-dealer, or financial planner. Informational and educational, not personalized advice.

    Example alertEmail, or text if you opted in

    IQ Dragon: Example fund A on your watchlist crossed the line you set. Its Dragon Score is now 71, below your threshold of 72. Reply STOP to cancel, HELP for help.

    Example alertEmail, or text if you opted in

    IQ Dragon: your portfolio health report is ready. Sign in to read it. Reply STOP to cancel, HELP for help.

    Texts are account notifications only: your own thresholds, reports, saved funds, billing, login codes, and support replies. Never tips, offers, or trade ideas.

    Past the free sheet What Premium adds

    At the edge of the free map, you see what lies past it.

    A free account holds 10 Dragon Scores a month. When you reach the limit, IQ Dragon shows what Premium would add for the fund you just looked up, before you decide.

    Example fund A

    Example data

    Free Dragon Scores this month

    10 of 10 used

    • Score every fund that tracks the same indexUnlimited Dragon Scores, so you can set Example fund A beside every rival.
    • Put a marker on its scoreA custom threshold alert if its score falls below the line you choose.
    • See it in your whole mapScenario analysis on your portfolio view: what changes if you add it, or trim it.
    • Follow it over timePeriodic portfolio health reports that include it.
    Compare Free and Premium

    IQ Dragon is not a registered investment adviser, broker-dealer, or financial planner. Informational and educational, not personalized advice.

    Landing strip Pricing

    Start on the ground for free. Premium shows the whole map.

    Free

    $0

    • Up to 10 Dragon Scores a month
    • Basic earnings summaries for S&P 500 companies
    • A simple portfolio overview with one aggregate risk score
    Create free account

    Premium

    $120a year

    • Unlimited Dragon Scores across the full fund universe
    • Full earnings breakdowns with historical comparison
    • Scenario analysis on the portfolio view
    • Custom alert thresholds and periodic portfolio health reports
    • Text alerts about your own account, when you have opted in

    Billed $120 today, then yearly. That is $10 a month, $24 less than paying monthly.

    Start Premium

    Illustrative stories. IQ Dragon is a new brand, so these show how the tools are meant to be used. They are not customer reviews.

    I held three index funds and thought I was spread out. The overlap map showed the same large companies under all three.
    Illustrative story: a self-directed investor with three funds
    I wanted a method, not tips. The five parts under each score told me what to read first.
    Illustrative story: someone building a first portfolio

    Off this map What IQ Dragon is not

    It reads the ground. It never touches your money.

    No trades
    IQ Dragon never buys or sells anything. Every decision, and every order, stays with you and your brokerage.
    No custody
    It never holds funds or securities. There is nothing to deposit and nothing to withdraw.
    No brokerage login
    It never asks for brokerage credentials and never links to an account. You type your holdings in by hand.
    No advice
    Scores, summaries, and maps are information and education, not a recommendation to buy, sell, or hold.

    Start at ground level.

    A free account gives you 10 Dragon Scores a month. Enter your holdings by hand and see the whole ground.

    Create free account